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U.S.$ - The World Reserve Currency - StockResearchPortal.com

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January 26, 2010

Good Morning:

U.S.$ - The World Reserve Currency

What I see a particularly thoughtful article titled the 'Dollar as Reserve Currency: Mixed Signals' says "The world is debating the dollar's role as the global reserve currency. But business needs exchange rate stability-and has to push for clarity".  Briefly, the article says:

·    "conjecture is once again rife that we are reaching the end of the era of the dollar-centric global currency system".   China, Russia, Iran and some individuals have suggested a new Reserve Currency based on the International Monetary Fund's Special Drawing Rights.  Others have advocated a coordinated approach to exchange rate policy involving target zones - while the Corporate world has been notably absent from these discussions.  You can read my several comments made in prior e-mails by visiting StockResearhPortal.com and clicking on Newsletter/E-mail Archive found in the Lower Main Navigation Bar;

·    uncertainty over the commitment of the U.S. to supporting a strong dollar as a reserve currency is one of the major sources of future uncertainty. Recently the McKinsey Global Institute (MGI) looked at the reserve currency issue from the perspective of the costs/benefits to the U.S. of the U.S.$ as the Reserve Currency.  It concluded the U.S. enjoys two main benefits: (1) the profit made on issuing additional currency to non-residents, estimated at $10 billion a year, and (2) the U.S. is able to raise capital more cheaply because of very large purchases of U.S. Treasury securities by foreign governments and government agencies at lending rates less than would otherwise be the case - which the article's authors estimate to be worth about $90 billion per year.

·    the downside to the U.S. is that the reserve currency is a magnet for the world's official reserves and liquid assets - and that this means the dollar exchange rate is higher than it would otherwise be by 5% - 10%, harming U.S. exports.  The authors say this means U.S. exporters lose out by up to $100 billion per year, reducing U.S. employment from what it otherwise would be by between 400,000 and 900,000;

·    there is growing consensus that the world will move away from the U.S. dollar as a reserve currency, and  also less clarity on where the world will end up;

·    for a number of reasons stated in the article the authors do not believe the euro zone will promote the euro as a new global currency if the U.S.$ ceases to be the Reserve Currency, and that if neither the U.S.$ nor the Euro is the Reserve Currency is at  some future date we may de facto be in a period of an "unmanaged" reserve currency system with "no firm hand on the tiller"; and,

·    businesses seem to be anticipating greater exchange rate volatility to result from this system in transition, a worrying prospect for business.

This is an article that in my view 'begs to be read carefully and thoughtfully' by equity investors.  I strongly recommend you do that by clicking here.

What all this says to me is that the World Reserve Currency issue is one more important factor that highlights the problems facing the U.S. Administration in its ongoing attempt to manage the U.S. economy through meaningful recovery, while at the same time maintaining the U.S.'s predominant position on the world stage.  I believe both things have to play out on world equity markets over time.  My fear - which fear is increasing almost weekly - is that President Obama and his 'band of merry men and women' are increasingly finding themselves in the position of the juggler who is adept at keeping three batons aloft but has seven thrown at him.  That is not an intended slight on the Obama Administration, as I believe any U.S. Federal Administration - Republican or Democrat - would do no better faced with the same issues that face the Obama Administration.

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Best Regards,

Ian R. Campbell's Signature

Ian R. Campbell
President
StockResearchPortal.com

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